home improvement financing with low monthly payments

Home Improvement Financing With Low Monthly Payments

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You’ll need home improvement financing with low monthly payments. Why? Because you’ve been thinking about adding on a new addition, front door, roofing or siding. Maybe you’ve spent hours looking for ways to upgrade your exterior to add curb appeal to your home. Or maybe your dream is to increase the size of your bedroom or living room. No matter what type of home improvement project has been occupying your mind, you know that it is not likely to be cheap!

The cost of materials continues to rise. Getting a good quality contractor is NOT something that you can skip. Fortunately, there are ways that you can get same as cash financing options for home improvement projects. You would not need to sacrifice your credit rating. Getting a home improvement loan from Mariner Finance provides you with a home improvement loan calculator so you can see exactly how much your monthly payment will be before you make a final decision on your project.

Financing And Low Payments You Can Trust

Mariner Finance has been providing home improvement loans for homeowners just like you for many years, and the friendly staff and local offices are one of the reasons that hundreds of homeowners trust them with their construction loans.

There are many different ways that you can choose to finance your home improvement project, but a building loan can provide you with a safe and viable alternative to bank loans. When you get a loan from the bank, they will often require a great deal of information and additional paperwork, which can be time-consuming and frustrating to complete.

Having access to a home improvement loan from Mariner Finance means that your contractor knows you have the funds available to complete the project.

No Hidden Fees

When you’re working with a bank or a traditional financing organization, you might find yourself getting hit with a lot of fees that can really add to the overall cost of the money that you’re borrowing. When you work with Mariner Finance, you can be assured of the payments and cost while financing your new roof.

Don’t leave your home improvement financing to chance. Qualify using the easy application and check with your local branch about the status of your home improvement loan.

Home Improvment Loan Types

If you’re looking ahead and dreaming of a remodeling project in your home, you may be thinking about tapping into your home’s equity, especially in light of improving home prices. The rebounding real estate market is giving homeowners the opportunity to recoup the money spent on home improvements when they decide to sell.

If a remodel is in your future, consider the following tips for identifying the smartest home improvements and the various ways to finance them:

Review Cost vs Value Reports

Visit the Remodeling.net Cost vs Value Report 2017 to compare the construction costs of individual projects to estimates of their resale value. In times when homeowners were undertaking fewer renovations, contractors may have been hungrier for business and more willing to negotiate price. That’s not always the case when construction picks back up. It’s important to look at what projects will give you the most value for the money you spend.

Plan Your Project Timeline

Think about your project time frame. Will your project be one large change or several smaller improvements over time? Knowing your project time frame allows you to choose the best financing option for the job.

Explore online & offline resources

Mariner Finance has a wealth of online resources to assist in your research. A great way to do some initial calculations is by using a home equity loan calculator. Mariner Finance offers access to loan experts through their convenient branch locations. Loan officers walk visitors through a series of questions to help determine what type of loan might suit them best. They also offer answers to home financing questions and immediate feedback about loan eligibility.

Tap your home equity the smart way. Consider a traditional home equity loan if you have more than 20 percent equity and you’re planning a single, large project such as a new roof. A home equity line of credit may be better for projects that will require access to funds over time.

Ask Plenty of Questions

Talk to your lender. There are benefits to each type of mortgage or refinance loan. Your unique situation is taken into account, whatever that may be. Ask the lender what qualifications and education they hold, and for previous client references. Also, ask a prospective lender how and how frequently they will keep you informed about your transaction. You are putting your trust in both a person and the institution they represent to help you through the process.

Getting a loan that isn’t right for your situation could cost you more in the long run. Home improvement financing with low monthly payments is well within reach for most home owners. Amazing Home Contractors has partnered with Mariner Finance to assit home owners with creating their dream home. Contact us by calling (410) 780-7663 to discuss your project including financing.

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